Best Axis Bank Credit Cards in 2025: Benefits, Rewards & How to Apply?

Choosing the right Axis Bank credit card can be a game-changer for your finances. Axis Bank offers a variety of cards that not only give you the convenience of cashless transactions but also provide rewards, cashback, and lifestyle perks. If you’re searching for the best credit card in India that fits your lifestyle, Axis Bank has plenty of choices—whether you love shopping, travel, dining, or paying bills smartly.

In this article, we’ll explore 5 of the best Axis Bank credit cards:

We’ll also highlight the Axis Bank credit card benefits, how you can save more, and how to apply online instantly.

Why Choose an Axis Bank Credit Card?

Axis Bank Credit Card

There are many credit card options available, but Axis Bank credit cards stand out for several reasons:

  • Wide Range – Whether you want a cashback credit card in India or a premium travel card, Axis has something for everyone.
  • Rewards on Daily Spends – Earn cashback, reward points, and discounts on shopping, dining, and bills.
  • Trusted Bank – Axis Bank is one of India’s most reliable private banks with strong customer service.
  • Easy Online Application – You can complete the Axis Bank credit card apply online process in just minutes.
  • Lifestyle Benefits – Partner tie-ups with Flipkart, Myntra, Airtel, LIC, and more give exclusive deals.

Axis My Zone Credit Card

Perfect for young professionals and movie lovers.Buy 1 Get 1 Free On Movie Tickets
Save Rs 2,880 annually on Swiggy
Free SonyLiv Premium Annual Subscription

Benefits

  • Movie Perks – Buy 1 get 1 free movie ticket on Paytm.
  • Dining Delights – Save up to 15% at 4000+ partner restaurants.
  • Lifestyle Offers – Cashback and discounts on shopping.
  • Fuel Waiver – Save on fuel surcharge.
  • Annual Fee Waiver – Spend a set amount yearly to waive the fee.

👉 Apply Online for Axis My Zone Credit Card

Other Features of the Card-

  • Earn 1,000 Reward Points on spending Rs 1,50,000 in a card anniversary year
  • Get 4 Edge reward points on every spend of Rs 200, except on Movie, Fuel, Insurance, Wallet, Rent, Utilities, Jewellery, Education, Government Institutions and EMI transactions ( 1 RP = Rs 0.20)
  • Get a complimentary domestic lounge access per quarter with a Rs 50,000 spend in the past three months
  • 1% Fuel Surcharge waiver on all fuel transactions between Rs 400 and Rs 4000 (capped at Rs 400 per month) Apply Now……

Axis Flipkart Credit Card

One of the most popular cashback credit cards in India.Zero Joining Fee (Limited period offer)
Earn 7.5% Cashback on every Myntra spends
Earn 5% Cashback on every Flipkart and Cleartrip spends
Get 4% Cashback on Swiggy, PVR, Uber, and Cult.fit

Benefits

  • 5% Cashback – On Flipkart and Myntra purchases.
  • 4% Cashback – On Swiggy, Uber, PVR, and partner brands.
  • 1.5% Cashback – On all other spends.
  • Welcome Benefit – Rewards worth ₹500.
  • Fuel Waiver – Save on fuel charges.

👉 Apply Online for Axis Flipkart Credit Card

About Axis Flipkart Credit Card –

  • 7.5% Cashback with every transaction on Myntra (With a Rs 4,000 Cashback cap per quarter)
  • 5% Cashback with every transaction on Flipkart (excluding Flipkart Health) and Cleartrip transactions (With a Rs 4,000 Cashback cap per merchant per quarter)
  • 4% Cashback on Swiggy, PVR, Uber, and Cult.fit and 1% on other spends with no capping on Cashback
  • 15% off upto Rs 500 with EazyDiner
  • Get 1% fuel surcharge waiver on fuel purchases valid on transactions between Rs 400 – Rs 4000, capped at upto Rs 400
  • Get Welcome Benefits worth Rs 350 (a Rs 250 Flipkart Gift Voucher and an instant Rs 100 discount on Swiggy (for users new to Swiggy) Apply Now…..

Axis Atlas Credit Card

A top pick if you want a travel credit card in India.
Axis Atlas Credit Card – Premium travel card offering EDGE Miles, airport lounge access and other travel benefits!

Benefits

  • Earn Edge Miles – Redeem for flights and hotels worldwide.
  • Airport Lounge Access – Free domestic & international access.
  • Tier Rewards – Silver, Gold, Platinum tiers with extra perks.
  • Low Forex Markup – Save while shopping abroad.
  • Dining Discounts – Up to 15% off.

👉 Apply Online for Axis Atlas Credit Card

ELIGIBILITY CRITERIA
Employment status: Salaried or Self-Employed
Income: 9 Lakhs or above (Form -16 or salary Slip required) for Salaried
12 lakhs or above required in case of Self-employed
Required Age: 21-65 years
Credit Score: 650+
New to Credit: Not Allowed
No Delayed Payments in last 12 months

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Axis LIC Signature Credit Card

Best for those who pay LIC premiums regularly.

Benefits

  • 4X Reward Points – On LIC premium payments.
  • Reward Points – On all retail spends.
  • Dining Discounts – 15% off across India.
  • Fuel Surcharge Waiver – Save on fuel.
  • Insurance Benefits – Comes with added coverage.

👉 Apply Online for Axis LIC Signature Credit Card

  • WHY SHOULD YOUR FRIENDS & FAMILY APPLY FOR AXIS LIC SIGNATURE CREDIT CARD
  • Lifetime FREE (No Joining/Annual fees)
  • Earn 2 Reward Points for every Rs 100 spent on LIC Premium payment and foreign currency transactions
  • 1 Reward Points for every Rs 100 spent on all other transactions (Valid on all transactions except fuel transactions, wallet load and EMI conversions)
  • 8 complimentary airport lounge access in a year at select domestic airports (2 complimentary lounge access per quarter)
  • 1% surcharge waiver on fuel spends at all petrol pumps across India (Valid on transaction between Rs 400 to Rs 4000, Maximum monthly benefit upto Rs 400

Axis Airtel Credit Card

A must-have for Airtel customers.

Benefits

  • 25% Cashback – On Airtel bill payments via Airtel Thanks app.
  • 10% Cashback – On utility bills like electricity and gas.
  • 1% Cashback – On all other spends.
  • Fuel Waiver – Extra savings on fuel transactions.
  • Simple Application – Especially easy for Airtel users.

👉 Apply Online for Axis Airtel Credit Card

  • WHY SHOULD YOUR FRIENDS & FAMILY APPLY FOR AXIS AIRTEL CREDIT CARD?
  • Get an Amazon eVoucher worth Rs 500 on your first transaction using your Airtel Axis credit card within 30 days of card issuance
  • Earn 25% Cashback on Airtel Mobile, Broadband, DTH & WiFi bill Payments via Airtel Thanks app (Upto Rs 250 per month)
  • Earn 10% Cashback on Swiggy, Zomato & BigBasket (Upto Rs 500 Per month)
  • Earn 10%Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app (Upto Rs 250 per month)
  • Get 1% Cashback on all other spends
  • Enjoy 4 Complimentary lounge visits within India (4 Lounge access in a year) on minimum spends of Rs 50,000 in previous 3 months
  • Get 1% fuel surcharge waiver on fuel purchases at all fuel stations across India
  • Enjoy Upto 15% Off at partner restaurants via EazyDiner

An Axis Bank credit card is more than just a payment tool—it’s a way to save money, earn cashback, and enjoy exclusive benefits.

  • Movie buffs → Axis My Zone
  • Online shoppers → Axis Flipkart
  • Travel lovers → Axis Atlas
  • LIC policyholders → Axis LIC Signature
  • Airtel users → Axis Airtel

Whichever you choose, you’ll get rewards and savings that suit your lifestyle. So, don’t wait—pick your favorite and complete the Axis Bank credit card apply online process today.

Which is the best Axis Bank credit card?

It depends on your needs. For online shopping, Axis Flipkart is best. For travel, Axis Atlas is a great choice.

How can I apply for an Axis Bank credit card online?

Just click on the “Apply Now” link above and complete the application in minutes.

Do Axis Bank credit cards have annual fees?

Yes, but many cards offer an annual fee waiver if you meet the yearly spend requirement.

Which Axis Bank credit card is good for cashback?

The Axis Flipkart and Axis Airtel Credit Cards are among the best cashback options in India.

Are Axis Bank credit cards safe to use abroad?

Yes, they come with chip security, and travel cards like Axis Atlas also offer low forex markup.

Axis Bank Credit Card
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Er. Satyajit Rout, a seasoned web developer, global Enagic influencer, and health coach. With a passion for health and wellness, Satyajit combines his technical expertise with his deep knowledge of holistic living to bring you engaging and informative content. As a global influencer, he has inspired countless individuals to embrace a healthier and more fulfilling lifestyle. Through GlowWell Journal, Satyajit aims to continue his mission of spreading awareness and helping others achieve their wellness goals.

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